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Personal Watercraft Coverage

Protection for every ride, from the shoreline to open water.

People riding personal watercraft on open water.

Enjoy Every Day On The Water

Personal Watercraft Insurance Built for Your Adventures.

Whether you're cruising the lake with family, exploring new waterways, or enjoying a day of high-speed adventure, your personal watercraft deserves protection that's built around the way you ride. At SecureChoice Insurance Partners, we compare policies from multiple trusted insurance carriers to help you find coverage that fits your lifestyle, your watercraft, and your budget.

As an independent insurance agency, we make it easy to compare your options, understand your coverage, and choose a policy that gives you confidence every time you launch.

Coverage That Keeps You Ready for Every Ride.

Whether you call it a Jet Ski®, WaveRunner®, or SEA-DOO®, we have you covered. From basic liability to total physical protection, we ensure your time on the water is worry-free.

Key Coverage Options

  • Physical Damage: Protects your hull against accidents or theft (settled at market value).

  • Liability: Covers you if you cause injury or damage to others.

  • Medical Payments: Includes $1,000 standard, with options to increase to $5,000.

  • Specialty Add-ons: Coverage for trailers, boat lifts, watersports liability, and towing.

Ways to Save

  • Experience: Lower rates based on your years of boating experience.

  • Multi-Unit: Save 10% when insuring two or more watercraft.

  • Safe Boating: Discounts up to 10% for remaining claim-free.

Ready to hit the waves? Get a quote today and customize your policy with extra protection for personal items and emergency assistance.

Refer & Earn A $20 Giftcard!

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Text: (763) 232-0466

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Licensed In: AZ, IA, MI, MN, ND, SD, WI.

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SecureChoice Insurance Partners is an independent insurance agency based in Maple Grove, Minnesota, helping individuals, families, and businesses find the right coverage through a network of trusted insurance carriers. We provide personalized insurance solutions for auto, home, life, renters, motorcycle, boat, RV, umbrella, commercial, and specialty insurance. By comparing coverage options from multiple providers, we help clients make informed decisions with confidence. Whether you're shopping for new insurance or reviewing your current policy, our experienced team is committed to delivering trusted advice, responsive service, and coverage tailored to your needs.

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Monday - Thursday: 8:00am-5:00pm | Friday: 8:00am-4:00pm | Saturday & Sunday: Closed

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