Boat and Yacht Coverage

Versatile Coverage for Every Vessel

Your boat is a major investment. Whether you own a compact boat, a luxury yacht, or a vintage classic, our specialized marine coverage ensures you’re protected from the moment you leave the dock.

What’s Covered?

  • Physical Damage: Protection against collisions with other vessels or submerged objects.

  • Liability: Coverage for bodily injury or damage to someone else's property.

  • Personal Property: Security for the belongings you keep on board.

  • Emergency Services: Help with towing, gas delivery, and on-water assistance if you’re stranded.

Custom Values & Smart Savings

Choose how your boat is valued—either Actual Cash Value or Agreed Value—and take advantage of competitive rates.

You can save even more with discounts for:

  • Eco-Friendly Choices: Special savings for hybrid or electric boats.

  • Boating Education: Discounts for completing certified safety courses.

  • Safety Features: Reduced rates for boats equipped with advanced safety gear.

  • Bundling: Save more by carrying multiple policies with us.

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Umbrella Coverage