Umbrella Coverage

Whether it’s a major car accident or an injury on your property, a single lawsuit can easily exceed your standard insurance limits. Umbrella insurance acts as a safety net, picking up where your auto or home policies leave off.

What an Umbrella Policy Covers

An umbrella policy provides an extra $1M to $10M in liability protection for:

• Asset Protection: Safeguards your home, car, savings, and future wages.

• Legal Defense: Covers attorney fees and court costs if you are sued.

• Expanded Risks: Protects against claims like libel, slander, or invasion of privacy.

• Worldwide Reach: Coverage extends to incidents that happen anywhere in the world.

Why You Need It

You don’t have to be a millionaire to be sued like one. In today’s litigious world, umbrella insurance offers:

• Affordability: High-level protection for a surprisingly low premium.

• Peace of Mind: An essential layer of security for your financial future.

• Multi-Policy Discounts: Save even more when you bundle your umbrella policy with your home, condo, renters, or auto insurance